Trump Pledges to Issue $500 Refunds to Nearly a Million Obamacare Enrollees. Are You Eligible?

under the Biden Administration.

Trump .

The White House “Our Administration is doing the right thing and giving the money back to the people who were wrongly ripped off,” Trump said.

Neither the President nor the White House have provided evidence for their claims.

The announcement comes as ACA premiums have in enrollment.

The Republican-controlled Congress declined to renew the subsidies last year, a decision the Trump Administration backed. Trump previously expressed support for a GOP funded by his sweeping tariffs and returning 20% of the savings achieved through the ’s cuts to the federal government.

In an address at the Republican Party’s midterm convention on Wednesday night, Trump separately that bars paying someone to vote a certain way. One Democratic lawmaker was quick to Who’s eligible for an Obamacare refund, and how will you get it?

Refunds will be issued to Obamacare enrollees in the states that rely on the federal exchange who didn’t receive premium assistance under the ACA “and therefore paid the full cost of Biden’s premium tax,” according to the White House.

Checks will be sent starting in October to the home addresses of the Americans the Trump Administration has deemed were overcharged, Trump said. He asserted that in many cases the $500 would cover “the entire spike in your insurance caused by Democrats,” but did not clarify how that figure was reached.

The nearly 1 million people set to receive the refunds would represent roughly 5% of the 19.2 million who are Which states are included?

ACA enrollees will be issued refunds in the 30 states that use Healthcare.gov to handle insurance enrollment under the landmark health care law, rather than setting up their own state-run exchanges.

Those states include Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Hawaii, Indiana, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming, according to the White House.

Rising health care costs are a widespread concern—and could be a political problem for Trump

Trump’s pledge to issue refunds to hundreds of thousands of Obamacare enrollees comes amid a spike in health care costs that is a source of major concern for many Americans, and that threatens to only worsen moving forward as the uninsured population balloons.

At the peak of ACA enrollment reached last year, prior to the premium subsidies expiring, more than 24 million Americans were receiving coverage through the marketplace. That number has fallen by more than 5 million in 2026 as premium costs have doubled or even tripled for many enrollees in the absence of the tax credits. And analysts have , could become far broader in the years ahead.

The surge in the number of uninsured Americans in turn Nearly three-quarters of American adults surveyed in a Pew Research that fewer than half of Americans reported that they could consistently afford healthcare in the final months of 2025—a five-year high. And that roughly two-thirds of Americans disapproved of the Trump Administration’s handling of the cost of health care.