Banking & Economics
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Education loans: Parent or student — who should sign on the dotted line?
Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.
Key Highlights
- Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.
- The student should be the primary borrower because they will earn income in the future to repay the balance.
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- Desk angle: we track rates, inflation, and bank balance sheets against this headline. Always read the original for filings and quotes.
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